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Could You Live on Cash Only?
The average American has 4 credit cards—and $7200 in credit card debt. Even in the down economy, our culture puts a high priority on being able to spend more than our cash on hand. (Think of mortgages,...
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Credit or Debit? Why That’s NOT the Question
A recent survey revealed that more and more Americans are choosing to use debit cards instead of credit cards. In fact, credit card use in 2009 hit a record low of 56%, down from 87% in 2007. The...
View ArticleCould you survive on cash only?
The average American has 4 credit cards—and $7200 in credit card debt. Even in the down economy, our culture puts a high priority on being able to spend more than our cash on hand. (Think of mortgages,...
View ArticleHow to choose between debit and credit
Many Americans are cautious about throwing down plastic, and when they do, they may prefer debit cards over credit cards. Limiting credit card use is a great way to avoid debt. Yet some credit cards...
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